About HMAC Story

If you’re ready to become a direct lender, then you’re at the right place. With HMAC, you will have the opportunity to become a true partner and an operator of your own direct lending division. We are the only lender in the country who provides you the opportunity to become an important part of a retail mortgage platform.

Our solution became Two Parallel Paths

Originally, Home Mortgage Alliance Corporation (HMAC) was founded with one primary goal in mind: “To become the largest direct lender in the country!” But as we started out, it became clear we needed to move forward with both business and community at top-of-mind.

When the phrase “PARTNERSHIP” was brought up in a brainstorming session, a moment of inspiration emerged within the leadership team. Who could help educate and advise on mortgage loans better than an existing originator? If HMAC expanded its business network and gave a team of originators access to their many industry resources, they would discover a tremendous opportunity for unlimited business growth. A true partnership provided the best path to reach greater industry success, which is our objective here at HMAC.

If a partnership opportunity for greater business growth is what you seek CLICK HERE.

When we looked into the communities we and our partners work/live in, a simple question regarding “HOMEOWNERSHIP” continued to come up. Does everyone have access to homeownership? Many didn’t, especially within the African American and Hispanic American communities. HMAC’s leadership developed a plan to bring homeownership opportunities to these individuals and families as well as providing financial literacy to help truly make a change.

If you are seeking homeownership, let HMAC help bring your dream home CLICK HERE.

Our Mission

Partnership:

To transform branches and loan officers into verified partners of HMAC, support the growth of their business, and help them become operators of their own direct lending division. Additionally, to assist in focusing their knowledge and expertise in providing homeownership opportunities to the under-banked and under-served in their communities.

Community:

To provide homeownership opportunities for borrowers in every state and district we serve, especially African Americans, Hispanic Americans, and low-to-moderate income individuals and families. Also, to offer financial literacy education to our borrowers to instill a greater sense of personal economic independence.

Here to help you Grow

Connect with us today | Elevate your lending Career

Visit our Office

4 Hutton Centre Drive, Suite 500, Santa Ana, CA 92707

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Call Us!

TOLL FREE
(800) 700-7885

Home Mortgage Alliance Corporation (HMAC) is Direct Seller Servicer of Fannie Mae & Freddie Mac.
BRE License #: 01526821 | DBO License #: 603L284.

Underwriting Support:
uwscenario@homemac.com

For Any Questions or Comments:
(800) 700-7885

Home Mortgage Alliance Corporation (HMAC) BBB Business Review

Home Mortgage Alliance Corporation (HMAC). Equal Housing Lender. NMLS ID 1165808. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Financing Law, CFL License # 603L284, and the California Residential Mortgage Lending Act, CRMLA License # 41DBO-134495. For other states, visit www.homemac.com/licensing-and-disclaimer. To verify licenses, visit www.nmlsconsumeraccess.org. This is not a commitment to lend. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. There is no guarantee that all borrowers will qualify. Restrictions may apply. HMAC and its loan products are not affiliated with, sponsored or endorsed by a government agency. Not available in all states. Phone: 866-275-2677 | 4 Hutton Centre Dr., Ste. 500 Santa Ana, CA 92707 | 714-417-9895 (Nationwide) | www.homemac.com. © 2025. Home Mortgage Alliance Corporation. All rights reserved.